Saving Money while Holiday Shopping

Saving money during the holiday shopping season, especially in those heady days around Cyber Monday, can be an intimidating experience.
The NY Times has an interesting article with some good tips for saving money while site-hopping for the best deals.

Financial Planning Starts With The Basics

As you coordinate a system for your personal financial well-being, the hard task is finding out where to begin. A responsible person looking to save money should first understand and analyze one’s big financial picture. This should happen before trying to get into stocks and bonds or even life insurance
There are two useful tools [...]

The Danger of Using a Debit Card

The NY Times recently ran a short editorial detailing the “Debit Card Trap“, basically outlining the hefty overdraft fees that banks may levy on your account should you go over your balance. They offer a couple of suggestions that the government should take to insure that consumers are protected against egregious charges.
Of course, one [...]

Spend or Save in a Recession

We’re usually pretty pro-save around here, regarding it as a key aspect to an overall sound personal finance plan. However, there is the larger issue of how your saving affects the overall economy. Some folks believe that when the economy is sagging that throwing money in the bank is further aggravating the problem. [...]

Relieving Financial Anxiety

Everyday we’re barraged with more bad news about the economy and the state of our financial world.  Journalists and economists alike are frequently peppering their articles with visions of layoffs, bankruptcies,  recession, and even the occassional depression,  This increasingly worrying situation is sure to cause a bit of anxiety regarding one’s own financial situation.
This situation [...]

Back to School Time

Sometimes budgeting your money and time include getting things organized.  At this time of the year, when children around the country are getting back to school it becomes more important than ever to get things organized and put together.  An amazingly helpful tool for doing just that is the DYMO Labelmaker.
There’s really just about no [...]

Kick the Credit Card Habit

Credit cards certainly have their place in our lives.  In fact, used correctly you can actually make some money or get free travel using your credit cards to buy things and pay bills from the various credit card reward plans available.  You can pick up some good ideas on what to look for in a [...]

Rent a Car for Your Next Vacation and Save Gas

My family and I recently went on a vacation and we decided to rent a car that had really good gas mileage. The money we saved on the gas, coupled with the wear and tear we didn’t put on our car more than paid for the cost of the car.
Your numbers might vary depending [...]

Don’t Panic Over Your Finances

We’re hearing a lot of doom and gloom about the finances continually now for the past year or so. It’s recession this, mortgage crisis that and the outlook doesn’t appear to be much better for the year to come. So, one has to ask what should we do with our own finances?
The New York [...]

A Way to Save Money

We’re continually striving to find new ways to save money, whether it be using less gas, sidelining your cash, analyzing your personal financial risk and so forth.  In fact, it’s actually quite easy to find tips and tricks to save money.  Just do a quick search online and you’ll find countless articles on saving money.
Well, [...]

Flights to USA

Everyone loves to travel for the holidays and finding information on the internet has made booking travel reservations, such as flights to USA, a much more do-it-yourself project. The problem is, it’s not always easy to find the best deals on one site and end up jumping around from site to site looking [...]

Can You Break from Your Cell Phone Carrier?

I know more than a few people who have been stuck in long-term contracts with a cell phone service that they weren’t completely happy with. Until now, it was virtually impossible to get out of these plans without some serious penalties. It’s still not easy to get completely off the hook, but some carriers are [...]

Your Health – Heart Attacks

We’ve featured some different ideas on personal finance and health insurance in the past, but sometimes it’s still important to look past the money and the insurance and focus on the dangers of different health conditions. This follows, of course, because as the cliche goes, prevention is the best medicine, and ultimately the best way [...]

Hybrid Car Savings

I talk here often about ways to save money and occasionally bring up ways to be green and save. One idea for saving money is to spend less on gas. Besides stop buying gas completely, buying a hybrid vehicle might be a way to achieve some gas savings. The big problem, however, is that [...]

Best City For Saving Money

Interesting article in Forbes.com regarding the best city to live in for saving money. I guess it makes sense that there are some places that are better than others. I would think some it would have to do with the demographics of the community, obviously.  You also have to consider the kind of incentives [...]

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