If you’ve begun to notice that the interest rate on your current card has increased or the terms or rewards are not as favorable as they use to be it might be time to look for a credit card balance transfer.
The credit card companies are changing quite a bit in order to comply with new rules as well as to acquire new customers. Sometimes, credit card companies don’t fully appreciate their current customers. A transfer to another card, preferably with a 0% intro APR, might just be the thing you need to help get your finances back in your control.
To understand just how much you stand to save, BalanceTransfers.com has a handy balance transfer calculator that will allow you to enter in your current balance and APR in order to see your potential savings. It’s quite an easy process and one that might even help you get your finances in order.
Using the services on the site you can easily scan for good deals on cards like 0% Chase credit cards or possibly a citibank balance transfer. These options and some other good deals will be listed as you search with the various details of each card. You can get a clear sense at how transferring your balances to a better, lower rate card can benefit your financial situation. It’s easy to get complacent and settle on your current card, but in the long run, you’re much better off taking some time to find the best credit card for you.