New Credit Card Reviews

We’ve recently been discussing ways to take care of your finances, particularly the credit cards you choose to carry, by possibly transferring your balances to a new card. It almost always pay to keep up on the credit cards you use and make sure you’re getting the best possible rates and terms you can.
A great [...]

Credit Card Balance Transfer

The credit card industry has been changing quite a bit lately and this could be a good time to rethink the cards you’re using and perhaps take advantage of a credit card balance transfer.  Over time, your interest rate on your current card may have increased or the terms may have become unfavorable to you. [...]

Tips to Save Money – Take the Time for Savings

You just might be able to find a way to save money today if you just stop and take the time to get your financial house in order. Over time, we tend to let some of the little things build up that could be saving us some money in our budget. Little things [...]

The Cost of a Mutual Fund

Buying mutual funds can both be a simple process as well as an exercise in frustration. The number of choices alone are dizzying, but the cost of a mutual fund is a bit confusing at times. Recent advice would tend to suggest that you should examine much more than just the expenses when considering [...]

Pay Down Your Mortgage…Or Not

Many homeowners are faced with question of whether it’s a good idea to pay down their mortgage if they have some extra money. The benefits are many. Most importantly, you can reduce the length of your loan. If you simply make an extra payment or two, especially early in the loan, you [...]

Home Mortgage Refinancing Redux

The recession has certainly caused more than just a bit of pain for consumers and especially for home owners. However, as a result of mortgage rates that continue to fall and have reached some of the lowest rates seen in a long time, it is becoming a perfect time to refinance.
The great difficulty at [...]

Tax Credits and Deductions for a New Year

Tax season rolls around every year, whether we like it or not, and it’s really best to be prepared for any new tax credits or deductions that have been created since you last filed. In fact, it’s probably a good idea to go ahead and refresh your memory for any good tax tips from [...]

Credit Card Company Loopholes

There are changes on the horizon in the credit card world, presumably to help consumers from getting gouged from the credit card companies. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 is designed to lower unfair fees and reduce overly high interest rates as well as eliminate other questionable policies.
There are, however, several [...]

Personal Finance Stories in Review

David Randall over at Forbes has provided a nice little rundown on some recent Personal Finance stories that have recently appeared at Forbes, the New York Times, Washington Post and elsewhere.
Of interest is an article on preparing your first retirement account.
Also, 11 financial tips for new parents.
And, very amusing article on haggling for the best [...]

Financial Planning Starts With The Basics

As you coordinate a system for your personal financial well-being, the hard task is finding out where to begin. A responsible person looking to save money should first understand and analyze one’s big financial picture. This should happen before trying to get into stocks and bonds or even life insurance
There are two useful tools [...]

Web Hosting Providers

Part of watching your personal finances includes finding the best and most affordable deals available.  Well, if you’re running a website, or thinking of starting up a blog or new website, then you’ve no doubt spent some time looking for a good web host provider. I know I’ve spent too much time jumping from host [...]

Don’t Forget about Life Insurance

We frequently discuss personal finance issues such as saving money, investing wisely and alleviating your debt, but sometimes we forget to talk much about life insurance. It’s true that life insurance can be easily put off, due largely because it might just not be that pleasant to think about. Also, for many people, [...]

Little Risk and Little Rewards

This has not been the best time to earn some good interest on your money. If you are trying to keep your money in low interest investments or accounts, you really don’t stand much to gain. Most online savings accounts are running around the 1.5% APY mark, and the best you can expect from [...]

Good Things About a Recession?

We’ve touched on a few things now and again about the recession, both bracing for its arrival last year and then settling in once it arrived.
Here are five good things about the recession you may not have thought about before. Apparently, people actually become healthier during a recession.

Spend or Save in a Recession

We’re usually pretty pro-save around here, regarding it as a key aspect to an overall sound personal finance plan. However, there is the larger issue of how your saving affects the overall economy. Some folks believe that when the economy is sagging that throwing money in the bank is further aggravating the problem. [...]

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