Tax Credits and Deductions for a New Year

Tax season rolls around every year, whether we like it or not, and it’s really best to be prepared for any new tax credits or deductions that have been created since you last filed. In fact, it’s probably a good idea to go ahead and refresh your memory for any good tax tips from [...]

Credit Card Company Loopholes

There are changes on the horizon in the credit card world, presumably to help consumers from getting gouged from the credit card companies. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 is designed to lower unfair fees and reduce overly high interest rates as well as eliminate other questionable policies.
There are, however, several [...]

Personal Finance Stories in Review

David Randall over at Forbes has provided a nice little rundown on some recent Personal Finance stories that have recently appeared at Forbes, the New York Times, Washington Post and elsewhere.
Of interest is an article on preparing your first retirement account.
Also, 11 financial tips for new parents.
And, very amusing article on haggling for the best [...]

Web Hosting Providers

Part of watching your personal finances includes finding the best and most affordable deals available.  Well, if you’re running a website, or thinking of starting up a blog or new website, then you’ve no doubt spent some time looking for a good web host provider. I know I’ve spent too much time jumping from host [...]

Don’t Forget about Life Insurance

We frequently discuss personal finance issues such as saving money, investing wisely and alleviating your debt, but sometimes we forget to talk much about life insurance. It’s true that life insurance can be easily put off, due largely because it might just not be that pleasant to think about. Also, for many people, [...]

Little Risk and Little Rewards

This has not been the best time to earn some good interest on your money. If you are trying to keep your money in low interest investments or accounts, you really don’t stand much to gain. Most online savings accounts are running around the 1.5% APY mark, and the best you can expect from [...]

Good Things About a Recession?

We’ve touched on a few things now and again about the recession, both bracing for its arrival last year and then settling in once it arrived.
Here are five good things about the recession you may not have thought about before. Apparently, people actually become healthier during a recession.

Spend or Save in a Recession

We’re usually pretty pro-save around here, regarding it as a key aspect to an overall sound personal finance plan. However, there is the larger issue of how your saving affects the overall economy. Some folks believe that when the economy is sagging that throwing money in the bank is further aggravating the problem. [...]

Financial Changes on the Horizon

Well, yesterday we saw the inauguration of a new president with many promises of change just around the corner.
Of course, among the many other, much larger, issues that are pressing on this country right now, we have to wonder how this will affect our own personal finance situation.
Specifically, how will President Obama’s stimulus plan change [...]

Sell Structured Settlements

Structured settlements can certainly be a handy method to settle a personal injury lawsuit.  In fact, the financial agreement is an often overlooked tool to help the parties in a lawsuit reach an agreement that is acceptable to both the injured party and the defendant.  In this case, instead of a, sometimes, large lump sum [...]

Looking for a Silver Lining in a Recession

We’ve been hearing bad news followed by more bad news for nearly a year now.  The housing market began to implode, the stock market plummeted, the credit markets came to a complete standstill, and company after company began to fail and declare bankruptcy.   Of course, now we’re in the midst of a government bailout in [...]

Wall Street’s Last Gasp

The economic crisis has certainly given everyone a lot to think about these last few months, and I’m sure things aren’t going to stop being interesting anytime soon.
And, although it’s hardly any consolation at this point, at least for those folks realy suffering right now, we can take some time to appreciate the fact that [...]

Save Money on Your Auto AC

Living in the desert Southwest has taught me one very important fact: you absolutely must have an air conditioner in your car and it must work well.  The summer heat simply requires a properly working ac compressor.  Whether you need a Volkswagen ac compressor or one for a BMW or Mercedes, Discount AC Parts is [...]

Relieving Financial Anxiety

Everyday we’re barraged with more bad news about the economy and the state of our financial world.  Journalists and economists alike are frequently peppering their articles with visions of layoffs, bankruptcies,  recession, and even the occassional depression,  This increasingly worrying situation is sure to cause a bit of anxiety regarding one’s own financial situation.
This situation [...]

Web Hosting Reviews

I’m frequently asked by aspiring personal finance bloggers for suggestions regarding the best place for web hosting a blog.  To be sure, it’s not always an easy answer.  The simple reason is that although there are a large group of reliable and affordable web hosting companies they are not one-size-fits-all.
Some web hosting companies focus on [...]

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