Interesting article in Forbes.com regarding the best city to live in for saving money.  I guess it makes sense that there are some places that are better than others. I would think some it would have to do with the demographics of the community, obviously.  You also have to consider the kind of incentives that employers are offering their workers. To stay competitive they may be offering better pension funds, etc., and other employers are matching these types of plans.

I also think that saving money can have a very contagious affect on others.  If your peers are out spending money all of the time, you might get caught up in that spending, and vice versa.  You work around a bunch of spendthrifts and you might just become one yourself.

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Here at PFJournal.com, I’m a big advocate of trying to find the best deal. I think that spending some time hunting around for bargains and good deals can really be worth the effort and save you quite a bit of money in the long run. Buying technology products online is no exception and some of the best deals can be found on TechBargains.com. They not only feature some great exclusive deals and an extensive product database featuring reviews and comparison, they also have a convenient coupon and rebate section where you can find, among other things, current Dell coupons.

If you’re actively looking for some great deals on technology products you can easily navigate through their system and search for what you’re looking for. You can also sign up to receive email newsletters that feature the best deals of the week or you can get their deal alert to receive newly listed items that fit your search criteria. The content is updated constantly, 24 hours a day 7 days a week, so you’ll definitely not miss out on anything.

I found their section of online coupons to be a great resource for hunting down a coupon at stores like Amazon.com and Buy.com. They provide you with the coupon code, the specifics of the deal and when it is set to expire. If you’re ever about to make a purchase online you can swing by TechBargains and check for a current coupon. They say their goal is to target the best deals in tech, and in this case they definitely succeed.

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(This is the beginning of a series of posts I’m going to be making regarding my “thriftiness”. I’m not sure how many parts it will eventually have, but it should go on for a bit. These won’t be really suggestions for living frugally, but rather examples of some of the silly things I’ve done personally in my life to save money.)

Throughout my life I’ve been a bit of a cheapskate. Call it frugal or thrifty or whatever, I’ve had a hard time parting with money for quite a while. I’m not really a crazy miser or anything. I don’t bury jars of cash in the backyard or eat moldy bread, but to most of the people in my circle of friends and family, I’m a little obsessive about where and when I’ll spend money. I know from reading elsewhere that this kind of behavior can be really irksome to some folks. They think it’s a waste of time focusing on all of these little things…time better spend enjoying life or whatever.

To these critics, however, I say it’s not really much time at all and it’s certainly not a waste. I don’t spend a lot of time going out of my way to save money: it’s simply a way of life for me. Most of the decisions I make are based on some sort of financial aspect. I see the price tag first in most any situation, and I usually act accordingly.

Ultimately, I’m always trying to avoid the nickel and dime stuff so many of us spend our money on. I’m not averse to spending money so much, it’s just all the wasteful little things that, over time, really add up. By eliminating the insignificant small stuff, I’ve been able to save up for the bigger things in my life that give me more pleasure and joy.

To wit…when I was in high school oh so many moons ago I decided I was going to save up for a car. In order to accomplish this I needed a job, of course. That I go washing dishes at a local Chinese restaurant…a perk of which was free dinners and lunches whenever I worked. (to be continued)

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