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	<title>Comments on: Comprehending A Credit Report</title>
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		<title>By: &#187; What to Look For in a Credit Card Personal Finance - PFJournal.com</title>
		<link>http://www.pfjournal.com/articles/comprehending-a-credit-report/comment-page-1/#comment-59</link>
		<dc:creator>&#187; What to Look For in a Credit Card Personal Finance - PFJournal.com</dc:creator>
		<pubDate>Tue, 14 Nov 2006 17:04:15 +0000</pubDate>
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		<description>[...] Before you are able to choose the right credit card for you, you have to answer a few questions about your credit needs and spending habits. First, of course, is what you plan on using your credit card for. Is this going to be for daily expenses, a large balance transfer, traveling, paying for college, etc. You&#8217;ll want to know if you plan on paying off the balance every month or if you plan on carrying a balance. You&#8217;ll want to know how good your credit rating is and how this might influence the decision of the credit card company. [...]</description>
		<content:encoded><![CDATA[<p>[...] Before you are able to choose the right credit card for you, you have to answer a few questions about your credit needs and spending habits. First, of course, is what you plan on using your credit card for. Is this going to be for daily expenses, a large balance transfer, traveling, paying for college, etc. You&#8217;ll want to know if you plan on paying off the balance every month or if you plan on carrying a balance. You&#8217;ll want to know how good your credit rating is and how this might influence the decision of the credit card company. [...]</p>
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