Settlement Capital Corporation (SCC) is in the business of purchasing annuity payments and they have been doing so for nearly two decades.  SCC can help you sell future payments whether it’s just a fraction of your payments or all of your future annuity payments. The ability to do this can be very useful for individuals who may need payments now in order to take care of an unforeseen financial emergency and need to liquidate settlement payments now.

If you need to sell payments then SCC can help you get started very quickly and with little hassle.  In fact, if you simply want a no obligation quote you only need provide them a few pieces of information to get started. You can obtain some much needed liquidity for things like structured settlements, lottery winnings, annuities, royalties and a host of other secured future payments. Settlement Capital Corporation has very reasonable rates, a great repuation in the structured settlement industry and the experience necessary to get you easily through the process without unneeded worries.

So, if you’re in the need for obtaining some money to get you through a financial situation or are simply in need of some liquidity on your future annuity payments, see if Settlement Capital Corporation can assist you with a no obligation quote today.

The sad fact is, though, that most people aren’t so responsible with their credit cards.  A small purchase here and there turns into a couple of biggies and, next thing you know, you’re barely paying off the interest with minimum payments each month.

CNN/Money has a nice article on kicking the plastic habit.  They put forth some good ideas, even pointing out some benefits of giving up credit cards even if you don’t carry a balance, claiming that “studies find that paying with a card turns you into a different shopper, one who is less price sensitive and more extravagant. Forgo credit cards and you’ll run up a smaller tab when you shop, plain and simple.”

Lots of other good info in the article that should give you something to think about, even if it just helps you get your thoughts together on credit card spending and provides a different perspective on kicking the credit card habit.

The benefit of a student loan consolidation is that it will allow you to merge your student loans into one, relying on a single lender. You can then simply focus on one payment at the lowest rate available. Using the easy to use loan finder at Student Loan Dir you can enter your information one time and let many different lenders compete in order to provide the loan that fits your needs at a rate that is most affordable. You’ll likely decrease your overall monthly payment, lock in a great new rate and have all your loan information under one roof.

Your numbers might vary depending on the mpg of your current car, the cost of a rental in your area, plus the size of car you’re able to rent, but for us it was a no-brainer. We rented a car for 7 days that cost $145 after taxes and fees. Now this was definitely no luxury rental. We went economy all the way. In fact, I called the agent directly a few days before pick-up and specifically requested the car with the best gas mileage in their fleet. This happened to be a little Ford Focus that, for us, averaged about 40 mpg. Since my daily driver gets about 25 mpg, I was able to drive 15 miles more per gallon of gas, which as it stands right now, is about $4 per gallon. Over 2,000 miles that’s a savings of $120. Since I didn’t have to change the oil, or worry about nicks in the windshield or any other little headaches, I really came out ahead in this deal.

So, if you’re planning on taking a family trip soon, shop around a bit for a rental car and considering parking your daily driver. You’ll save the wear-and-tear on your car and you might just be able to save some money in the meantime.

These cards are great ideas for customer prizes, employee bonuses or incentives, holiday gifts, sale incentives and much, much more. You can design your own logo, use your own image or photograph, or use one of the hundreds of designs available. There is no minimum order and your cards can be printed up and mailed out to you within 48 hours of your selection. This is a great way to add that special touch to make a gift card a much more personalized present.

Recently there was a healthy debate on the issue from different sources, one claiming that are Rent Vs. Buy Myths That Ruined the Housing Market. The second article, written by Trent over at The Simple Dollar, calls the article nonsense and breaks down some very strong reasons whey this is the case.

Both articles are a little one-sided, as things are never really so black and white, but they both make some decent points. Of interest as well are the numerous comments on The Simple Dollar site. It’s obvious that people can get very emotional about this issue and there are strong arguments to be made on both sides.

Next time one of the components of your laptop breaks down, consider finding the replacement part for that individual unit–like the screen, the hard drive or the CPU–and save money instead of breaking down and spending money for an entire new machine. You have to be smart about how you coordinate your personal finances, and you’ll be paid back my saving money in the long run. You don’t replace your entire car when a single part fails, and you really don’t need to do that either with your laptop or computer.

The New York Times recently rant an article about this topic and they claim that “according to the experts, the best advice is to not panic. Consumers who have managed to avoid the excesses of the last few years should sit fast, the experts say.” Well, this advice seems about right and it’s something we’ve talked about before, although we do recommend doing things like making your portfolio recession proof or saving money in a recession.

The insurance providers found at Autoinsurance-4u.com offer affordable rates but still provide quality service and insurance. The good thing about this accessible site is that it puts all the insurance resources together on one page to allow you to save time and find the right insurance for you quickly and with a lot of hassle.  It’s never too soon to start saving money on your auto insurance and now it’s only a short click away.

The tax credit for a hybrid, however, is not always clear cut. As this article makes clear, there can be some confusion with the credit. The fact is that some buyers might get less of a credit than expected, or possible no tax credit at all. The bottom line is that you ultimately need to “make you sure you get the right paperwork from the car dealer and that you fill out the correct IRS forms.”