Is it possible to sell your old mobile phones for some extra cash? It might seem unlikely, but in fact there are people out there looking for your old phones and they are willing to pay you for it. If you are like me, you might have a drawer full of older mobile phones that [...]
At PF Journal we like to focus most of our attention on either making or saving money. It’s certainly a much more interesting and productive way to focus on the future of your finances when you can concentrate on investing in stocks, budgeting your resources or picking the best rate on a credit card or [...]
I’ve seen some pretty clever graphical presentation that I think are a great way to either teach something or make a point. The good folks at calculator.co.uk/ have put together a nice “History of the Calculator” to show how counting machines have evolved over time–turning into the calculator and eventually what we have now, a smartphone. [...]
A credit card certainly offers consumers a convenient way to buy like gifts, make purchases or pay for household essentials, but there are some drawbacks for certain people who either can’t qualify for a good card or have trouble using their credit cards responsibly. A possible alternative to a convential card is to use a [...]
Trading in the stock market has changed in more than a few ways over the last couple of decades, and the move to online trading and online brokers has clearly opened up trading stocks to more investors and traders. The advantages that have come about by trading online clearly outweigh the problems, but there are still [...]
The more we choose to use online resources to do our banking, buy our goods and invest our money, the more we need to be cognizant of safeguarding our identity. Your personal financial future can be greatly affected if you become the victim of identity fraud. Thieves can use your information to open new lines of [...]
Keeping track of your small business finances is obviously an essential part of running a successful business, and there are certainly a number of ways that people go about this important element. If you’re anything like me, you’re always looking for ways to simplify and streamline this process. I know I’ve tried quite a few [...]
Saving money comes in different flavors and can be achieved in any number of ways. I usually recommend finding ways to save in as many different areas of your life as possible as collectively these savings can really start to add up. Take, for example, the next time you shop for eyeglasses. You definitely have some [...]
Guest post written by Kendra Meyers Years ago, I used to go through this whole routine every time the seasons changed as a way of making sure that my home was weather proofed and I wouldn’t have to worry about higher energy bills. Well, now that I have young children running around, it’s just a [...]
Running a small business, especially a retail establishment like a store, restaurant or spa, can certainly be filled with a lot decisions that require you to pick the right equipment and services to meet you needs. One of the concerns that these types of businesses all share is the ability to pick a good credit card [...]
If you’ve begun to notice that the interest rate on your current card has increased or the terms or rewards are not as favorable as they use to be it might be time to look for a credit card balance transfer. The credit card companies are changing quite a bit in order to comply with [...]
A discount broker is your way into the world of stock trading. A discount broker can not only execute stock trades, but is usually able to perform call and put options on your behalf at the lowest possible cost, thus saving you money which would have otherwise gone into commission had you used a full [...]
If you can no longer afford your unsecured debt repayments as agreed, it’s important to find an approach that can improve your situation as soon as possible. The longer your debts remain unpaid, the longer interest and other charges will have to build up, which could lead to your debts becoming even more difficult to [...]
Saving money is not always about putting your cash in the right bank or investing in the perfect stock investment, but sometimes a wise personal financial decision comes with buying the right type of uniform. If you’re a nurse, you’ve certainly realized the importance of finding the right type of cheap scrubs that don’t sacrifice [...]
It’s always an interesting exercise to explore some of the lesser known, but still important, aspects of the financial world. There is, upon some research and due diligence, a firm or group that specializes in just about any particular field of finance and investments. We spend some time here at PF Journal looking for ways [...]
